{
  "x402Version": 1,
  "service": "dreamqualify",
  "description": "Agent-payable eligibility navigator — detect benefits/coverage/credits a person qualifies for but misses; value collectibles for insurance/grading eligibility. Rule-cited, never a guarantee.",
  "homepage": "https://qualify.dropwatchhq.com",
  "mcp": {
    "endpoint": "https://qualify.dropwatchhq.com/mcp",
    "transport": "streamable-http",
    "protocol": "mcp"
  },
  "payment": {
    "scheme": "exact",
    "network": "base",
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "assetName": "USD Coin",
    "decimals": 6,
    "payTo": "0x38134a7F97636E26365Fb17405566595B917a341",
    "facilitator": "https://facilitator.payai.network",
    "keyless": true
  },
  "paidTools": [
    {
      "tool": "grail_appraise",
      "type": "mcp-tool",
      "transport": "mcp",
      "endpoint": "https://qualify.dropwatchhq.com/mcp",
      "method": "POST tools/call (x402 challenge rides in the tool result)",
      "description": "Full collectible appraisal + insurance/grading eligibility prep (value, comps, under-coverage gap, grading call, rule cites).",
      "price": {
        "scheme": "exact",
        "network": "base",
        "maxAmountRequired": "20000",
        "amountUSD": "$0.02",
        "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
        "extra": {
          "name": "USD Coin",
          "version": "2"
        },
        "decimals": 6
      },
      "payTo": "0x38134a7F97636E26365Fb17405566595B917a341",
      "resource": "https://qualify.dropwatchhq.com/mcp#grail_appraise"
    },
    {
      "tool": "life_event_scan",
      "type": "mcp-tool",
      "transport": "mcp",
      "endpoint": "https://qualify.dropwatchhq.com/mcp",
      "method": "POST tools/call (x402 challenge rides in the tool result)",
      "description": "One life-event trigger → all relevant benefit/credit/loan/DPA findings at once, rule-cited (reversal mechanic).",
      "price": {
        "scheme": "exact",
        "network": "base",
        "maxAmountRequired": "20000",
        "amountUSD": "$0.02",
        "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
        "extra": {
          "name": "USD Coin",
          "version": "2"
        },
        "decimals": 6
      },
      "payTo": "0x38134a7F97636E26365Fb17405566595B917a341",
      "resource": "https://qualify.dropwatchhq.com/mcp#life_event_scan"
    }
  ],
  "freeTools": [
    {
      "tool": "qualify_check",
      "description": "Benefits/credits a household likely qualifies for, rule-cited.",
      "price": "free"
    },
    {
      "tool": "missed_credits_scan",
      "description": "Likely-unclaimed federal tax credits (EITC/Saver's/education/dependent-care/energy), IRS-pub-cited.",
      "price": "free"
    },
    {
      "tool": "grail_value",
      "description": "Value a collectible from live sold comps (preview).",
      "price": "free"
    },
    {
      "tool": "applyby_deadlines",
      "description": "Application/recert deadlines for likely-eligible benefits.",
      "price": "free"
    },
    {
      "tool": "realtor_copilot",
      "description": "Buyer's 8 fields → DPA/loan programs they PASS, in apply-order (RESPA-safe SaaS).",
      "price": "free"
    },
    {
      "tool": "visa_match",
      "description": "Detect which US visa categories (O-1/EB-2-NIW/H-1B/family/EB-5) likely fit a situation, each statute-cited. Info only, not legal advice.",
      "price": "free"
    },
    {
      "tool": "citizenship_descent",
      "description": "Detect citizenship-by-descent eligibility (Italy/Ireland/Poland/Germany) with each country's descent rule + generational limits. Info + checklist.",
      "price": "free"
    },
    {
      "tool": "rd_grants_check",
      "description": "Screen a startup/SMB for the §41 R&D credit + payroll offset + SBIR/STTR/state grants viability. Detection only, no contingency fee.",
      "price": "free"
    },
    {
      "tool": "charity_care_check",
      "description": "Detect likely hospital charity-care / 501(r) financial-assistance eligibility from income vs FPL. FREE patient info — never charged.",
      "price": "free"
    },
    {
      "tool": "hr_benefit_scan",
      "description": "Detect under-used employer benefits (dependent-care FSA, loan repayment, fertility, HSA match) an employee qualifies for. Employer-pays B2B2C.",
      "price": "free"
    }
  ],
  "docs": {
    "llms": "https://qualify.dropwatchhq.com/llms.txt",
    "spec": "https://github.com/coinbase/x402"
  },
  "directory": {
    "catalog": "https://x402.dropwatchhq.com/x402",
    "catalogJson": "https://x402.dropwatchhq.com/x402.json",
    "description": "Full directory of dropwatchhq agent-payable x402 tools (USDC on Base, keyless)."
  }
}