Legal & honesty

What we are, and what we will never do.

We are an information & preparation tool.

DreamQualify is an information & preparation tool, not a law firm, insurance agency, or government agent. We never file for you, never sell the benefit, and never charge for anything you can get FREE direct from the source. Every result hands off to the real administering body or a licensed professional.

Confidence tiers — never a guarantee.

LIKELY your inputs clear the rule's stated thresholds. VERIFY plausible, confirm with the source. UNLIKELY doesn't clear as entered. We never say "you WILL get X".

Verticals we refuse to operate.

Blocked at the code level: Employee Retention Credit promotion (IRS-flagged), unclaimed-property finders (free direct from the state), SSA disability advance-fee claims, credit-repair (CROA bans advance fees), and telemarketed debt-relief (FTC TSR). These are the deceptive / advance-fee patterns; we don't touch them.

Every finding cites its rule and its date.

We surface the governing IRS pub / CFR / statute / HFA table inline, the date we verified it, and the administering body to confirm with. If a rule lacks a citation or a date, our engine rejects it.

How this stays honest: DreamQualify is an information & preparation tool, not a law firm, insurance agency, or government agent. We never file for you, never sell the benefit, and never charge for anything you can get FREE direct from the source. Every result hands off to the real administering body or a licensed professional.